tag:blogger.com,1999:blog-37378399.post1274998291400026639..comments2008-07-10T08:10:07.846-04:00Ottawa Guyhttp://www.blogger.com/profile/12558527698737914440noreply@blogger.comBlogger1125tag:blogger.com,1999:blog-37378399.post-31794923800847671322008-07-10T08:10:00.000-04:002008-07-10T08:10:00.000-04:00This may be a US thing only, because a lot of the problems he mentions, I don't have, nor could I ever encounter.<BR/><BR/>1 - Point of Sales fees. I've never seen one on a debit purchase. The only time I've seen them is if I go over my monthly "free" transaction limit, but that's not specific to debit purchases, it's all outgoing transactions on my checking account (which is no longer a problem now that I bank with PC).<BR/><BR/>2 - Overdraft fees. This is what I call the "Blind spender tax". If you pay attention to your finances, this should never, ever happen.<BR/><BR/>3 - Online Theft. I didn't even know you could use a debit card for online shopping. The author is right, of course, always use a CC for this (especially now that CC companies have special online cards with extra security features, like an independent security check). But this is just smart shopping, it has nothing to do with debit cards.<BR/><BR/>I use my debit card a lot, and it hasn't cost me a penny in the 20 years I've been using it.Nathttp://www.blogger.com/profile/04733043894750611724noreply@blogger.com